All Economic Sectors (AES) Facility

This facility is to enhance access to financing for SMEs and to support growth.

Purpose of financing
  • Capital expenditures
  • Working Capital

(Not for refinancing of existing financing facilities)

Eligibility criteria Malaysian SMEs** that fulfil the following criteria:

  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.
  • Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.
Maximum Financing Amount RM5 million
Financing Rate Up to 7% p.a.  (inclusive of any guarantee fee)*
Maximum Tenure Up to 5 years
Participating Financial Institutions (PFIs)
  • Commercial banks
  • Islamic banks
  • Development financial institutions regulated by BNM
Application procedure Submit application directly to PFIs and approval will be subjected to the credit assessment of the PFIs.

Read more details here.

We are here to help you get funded

Get answers for the funds you needed and we are here to help you go through the funds and grants application processes.